Maximizing Insurance Claims
for Homeowners

A public adjuster is a licensed insurance professional hired by policyholders not the insurance company to assist in managing and settling insurance claims. Their role includes assessing property damage, reviewing insurance policies, preparing detailed claims, and negotiating with the insurer on behalf of the insured. In return for their services, public adjusters typically charge a percentage of the final settlement amount.

We handle all insured property losses, including fire, water, mold, storm, wind, hail, and other covered damages affecting homes, businesses, and investment properties.

Maximize Your Settlement: Public adjusters are skilled at identifying all aspects of your loss and documenting them, which helps ensure you receive the largest possible settlement from your insurance company.

Reduce Stress: Navigating a complex insurance claim can be an emotionally and mentally taxing process. A public adjuster takes on this burden, allowing you to focus on recovering from the loss.

Save Time: Handling all aspects of the claim, from damage assessment to paperwork and negotiations, is a significant time commitment. A public adjuster manages the entire process on your behalf.

Leverage Expertise: Public adjusters possess deep knowledge of construction, insurance policies, and the tactics insurance companies may use. This expertise provides a significant advantage during claim negotiations.

Handle All Paperwork: They are responsible for filing and submitting all necessary paperwork, ensuring that the claim is handled correctly and efficiently.

Communicate with the Insurer: A public adjuster acts as your representative, handling all communication and meetings with the insurance company to advocate for your interests.

Provide a Second Opinion: If you believe the initial damage assessment or claim was handled improperly, a public adjuster can provide a fresh, professional assessment to identify missed details.

Negotiate Effectively: Rather than accepting the first offer, public adjusters will negotiate strategically with the insurer, making counter-offers to secure a better outcome for you.

Understand Your Policy: They can interpret complicated policy language, ensuring you understand your coverage and that all eligible aspects of your claim are included.

Work on Your Behalf: A public adjuster is legally obligated to represent only your interests as the policyholder, not those of the insurance company, ensuring a fair and honest claim process

We work on a contingency fee basis, which means there are no upfront costs, and you don’t pay anything unless we successfully recover money for you. Our compensation is 10% of the final settlement amount, ensuring our goals are fully aligned with yours — to maximize your claim and secure the best possible outcome.

Yes! Even if you’ve already filed, we can step in to review your claim, identify missed items or undervalued losses, and negotiate for a better settlement.

Absolutely. We handle claims for homes, businesses ensuring every detail is accounted for — regardless of property type.

1. Damage Assessment: They inspect and document the extent of property damage, often identifying aspects that might be overlooked.
2. Policy Review: Public adjusters analyze the complex terms of an insurance policy to understand coverage specifics.

3. Claim Preparation: They compile detailed claims, including necessary documentation and cost estimates, to present to the insurance company.

4. Negotiation and Settlement: They negotiate with the insurance company to ensure a fair and timely settlement of the claim.